
Keshu Baral
- NMLS: 1706106
- Cell: 717-622-1202
Keshu Baral is the Principal Broker and Founder of CapLend Mortgage INC.. With a bachelor’s degree in finance and management, she brings both expertise and passion to the mortgage industry. Since 2022, Keshu has led CapLend with a clear mission—providing Pennsylvania families with the best rates, transparent guidance, and personalized mortgage solutions. As a woman business owner, she is committed to breaking barriers in the industry while helping clients achieve their homeownership dreams with confidence and care.
Apply with Keshu: kbaral@caplendmtg.com

Dal Khatri
- NMLS: 1994210
- Cell: 919-984-7889
Dal one of the founders of CapLend Mortgage INC.. When getting his own loan to purchase his first home, he encountered significant challenges due poor communication from the loan officer. That experience made him realize how important it is to bring transparency, empathy, and efficiency to the lending process. Motivated to make a difference, he transitioned into the mortgage industry. He is committed to serving our clients with honesty and integrity—connecting individuals and families with the best lenders in the market and making the process as smooth and stress-free as possible.
Apply with Khatri: dkhatri@caplendmtg.com

Narayan Bhandari
- NMLS: 2388022
- Cell: 980-242-8773
Narayan is a dedicated and results-driven Loan Officer with a proven track record of guiding clients through the mortgage process and helping them achieve their homeownership goals. He takes pride in delivering exceptional customer service by ensuring clear communication, timely updates, and a smooth, stress-free experience from application to closing. His expertise is to make the lending process simple, transparent, and personalized, while building lasting relationships with clients, realtors, and industry partners.
Apply with Bhandari: nbhandari@caplendmtg.com